Monday’s need-to-know money news

seniorslaptopToday’s top story: The benefits of credit counseling for everyone. Also in the news: Tips on “late-stage” college planning, how to avoid magical thinking in personal finance, and the 4-point finance checklist for 50-somethings.

The Benefits of Credit Counseling — Even When You Don’t Yet Need It
Surprising things you can learn.

Tips on ‘Late-Stage’ College Planning
There’s still time.

Avoid Magical Thinking in Personal Finance and Make Better Plans
Deal with reality.

The 4 Point Personal Finance Checklist for 50-Somethings
Getting your ducks in row for the second half.

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