Friday’s need-to-know money news

Today’s top story: Latino Credit Unions: Why They Matter, Where to Find One. Also in the news: When an airport lounge day pass is worth the splurge, helping your parents based on need instead of guilt, and why your money advisor should be a Fiduciary.

Latino Credit Unions: Why They Matter, Where to Find One
Taking care of the underserved.

When an Airport Lounge Day Pass Is Worth the Splurge
Saving your sanity.

Ask Brianna: Help Your Parents Based on Need, Not Your Guilt
Keeping emotions separate.

Make Sure Your Money Advisor is a ‘Fiduciary’
A critical qualifiication.

Wednesday’s need-to-know money news

Today’s top story: Don’t let technology bully you into tipping. Also in the news: 4 things that could make you the target of an audit, how lending a hand by co-signing a loan can backfire, and 7 smart ways to spend a $1,000 tax refund.

Don’t Let Technology Bully You Into Tipping
You decide how much.

4 Things That Could Make You a Target for a Tax Audit
Freelancers especially.

Lending a Hand by Co-Signing a Loan Can Backfire
Good intentions can lead to bad trouble.

7 Smart Ways to Spend a $1,000 Tax Refund
How to spend your windfall.

Tuesday’s need-to-know money news

Today’s top story: How grads can get another shot at student loan forgiveness. Also in the news: Spring cleaning your credit cards, how to sidestep 3 unethical financial advisor tactics, and how to handle loaning money to your parents.

How Grads Can Get Another Shot at Student Loan Forgiveness
This could be your last chance.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet
Get rid of the credit clutter.

How to Sidestep 3 Unethical Financial Advisor Tactics
Protect yourself.

How to Handle Loaning Money to Your Parents
Role reversal.

Why you should freeze your child’s credit

For years, identity theft expert Eva Velasquez warned parents that freezing their children’s credit reports was difficult, problematic and probably unnecessary.

Velasquez, chief executive officer of the nonprofit Identity Theft Resource Center, has since changed her mind. Or rather, the sheer volume and severity of database breaches — including last year’s breathtakingly huge compromise at Equifax credit bureau — changed it for her. She now recommends that parents “strongly consider” credit freezes for their kids.

“The landscape has changed,” Velasquez says.

In my latest for the Associated Press, how to protect your child’s credit.

Monday’s need-to-know money news

Today’s top story: How to turn a tax refund into a fatter paycheck. Also in the news: 3 money lessons we can learn from ‘Roseanne,’ what to do when your tax pro botches your return, and how to set money goals with your spouse.

How to Turn a Tax Refund Into a Fatter Paycheck
Make sure you’re not giving too much upfront to Uncle Sam.

3 Money Lessons We Can Learn From ‘Roseanne’
You don’t have to keep up with the Joneses’

Did a Tax Pro Botch Your Return? Here’s What to Do
Double and triple check.

How to set money goals with your spouse.
Framing the conversation.

Friday’s need-to-know money news

Today’s top story: The single parent’s guide to life insurance. Also in the news: How to pay your taxes with a credit card if you must, life insurance and suicide, and how to prepare your kids for “adulting.”

The Single Parent’s Guide to Life Insurance
Protecting your children’s future.

If You Insist on Paying Taxes With a Credit Card, Here’s How
Don’t pay more than you already have to.

Does Life Insurance Cover Suicide?
Practical issues to address.

Here’s how to prepare your kids for ‘adulting’
Having the “money talk.”

Thursday’s need-to-know money news

Today’s top story: What the Fed rate hike means for your CDs. Also in the news: Steps to take if you don’t trust your spouse at tax time, 3 women you should know in investing, and 6 personal finance rules to live by in your 40s.

What the Fed Rate Hike Means for Your CDs
Look for higher rates.

5 Steps to Take If You Don’t Trust Your Spouse at Tax Time
Watch what you sign.

3 Women You Should Know in Investing
Leaders in investing.

6 Personal Finance Rules to Live By in Your 40s
Time to bulk up your retirement savings.

Wednesday’s need-to-know money news

Today’s top story: The 3 reports you haven’t frozen yet. Also in the news: United halts the transport of pets in cargo holds, how to protect your 401(k) from rising interest rates, and how much your personal data is worth on the dark web.

The 3 Reports You Haven’t Frozen Yet
Beyond the Big 3.

United Halts Transport of Pets in Airplane Cargo Holds
Protecting your pets while flying.

Protect Your 401(k) From Rising Interest Rates With This Plan
Interest rates are on the rise.

Spooked by the Facebook privacy violations? This is how much your personal data is worth on the dark web
A Facebook account is cheaper than you’d think.

Why reverse mortgages are a harder sell now

The millions of Americans who haven’t saved enough money for retirement still have a potential safety net: their home equity. But recent changes to reverse mortgages mean seniors and their families may have tougher decisions to make.

In my latest for the Associated Press, the changes to reverse mortgages that are causing people to think twice.