Thursday’s need-to-know money news

Today’s top story: Plug in 3 numbers to plan your financial future. Also in the news: 10 questions to ask a financial advisor, how to stop scammers from stealing your down payment, and shopping around for car loans.

Plug in 3 Numbers to Plan Your Financial Future
A retirement calculator can help.

10 Questions to Ask a Financial Advisor
Finding the best match.

Stop Scammers From Stealing Your Down Payment

Don’t Forget, You Can Shop Around for Car Loans
You don’t have to accept the first offer.

How to buy the last house you’ll ever buy

My husband and I bought what we thought was a starter home 20 years ago. Now we think of it as our “forever” home, where we plan to retire and live out the rest of our days.

We got lucky, because most of the features that make our place good for “aging in place” — the single-story layout, open design, wide doorways — weren’t on our must-have list when we were newlyweds.

We’re not the only people who didn’t think far enough into our future. The vast majority of homebuyers and remodelers don’t consider what it might be like to grow old in their homes, says Richard Duncan, executive director of the Ronald L. Mace Universal Design Institute, a nonprofit in Asheville, North Carolina, that promotes accessible design for housing, public buildings and parks. In my latest for the Associated Press, what you should take into consideration for the future when buying a home.

Wednesday’s need-to-know money news

Today’s top story: Mad at Equifax? Use that fuel to boost your cybersecurity. Also in the news: What to weight when considering a secured credit card, what not to do on your Facebook small business page, and 3 mistakes to avoid when picking a Medicare plan in open enrollment.

Mad at Equifax? Use That Fuel to Boost Your Cybersecurity
Batten down the hatches.

What to Weigh When Considering a Secured Credit Card
Things to watch out for.

What Not to Do on Your Facebook Small-Business Page
Setting the right tone.

Avoid these 3 mistakes when picking a Medicare plan during open enrollment
Choose wisely.

Tuesday’s need-to-know money news

Today’s top story: The scariest thing to find on your credit report. Also in the news: How to spend your day when you’re unemployed, advocates praise student loan scam crackdown, and how to get your student loans back on course.

The Scariest Thing to Find on Your Credit Reports
Beware of surprises.

How to Spend Your Day When You’re Unemployed
Getting off the couch is a good start.

Advocates Praise Student Loan Scam Crackdown, Demand More
The tip of the iceberg.

Ask Brianna: How do I get my student loans back on course?
Course correction.

Monday’s need-to-know money news

Today’s top story: Feds, 11 states crack down on student loan scams. Also in the news: Adding a loan to your shopping cart, 5 top benefits of a Roth IRA, and setting your holiday spending budget in October.

Feds, 11 States Crack Down on Student Loan Scams
Cracking down.

Should You Add a Loan to Your Shopping Cart?
A new option at the register.

5 Top Benefits of a Roth IRA
What you should know.

Get Christmas budget set for holiday spending in October
The holidays will be here before you know it.

Friday’s need-to-know money news

Today’s top story: How to mend holes in your budget with a little needle and thread. Also in the news: Understanding online loans, the cybersecurity best practices for small businesses, and a 2% boost is on the way for Social Security in 2018.

Mend Holes in Your Budget With a Little Needle and Thread
Easy repair measures.

Understanding Online Loans
Reading the fine print.

Cybersecurity Best Practices for Small Businesses
Protecting your digital assets.

Social Security benefits to get 2% boost in 2018
A small raise is in the future.

Why NFL players go broke, and what you can learn

Terrell Owens originally was famous for his many National Football League records and over-the-top touchdown celebrations. But he’s also famous for running through most of the $80 million he made during his 15-year career, thanks in part to bad investments and business deals.

“Having a lot of money it’s good but at the same time you have to be smart with it,” Owens says. “You have to really find the right people to help you manage that money going down the road.”

Sports Illustrated once estimated that 78 percent of NFL players end up broke or under financial stress after they retire. In an interview with NerdWallet, Owens and his friend Eric Dickerson, the Hall of Fame running back most famous for his time with the Los Angeles Rams, talked about their experiences and what young athletes should know about building a solid financial future.

Thursday’s need-to-know money news

Today’s top story: Why you need a 401(k) in your 20s. Also in the news: How being lazy can help you save money, the new rules of credit card point etiquette, and how to spot financial infidelity.

Yes, You Need a 401(k) in Your 20s — Here’s Why
Paving the long road.

How Being Lazy Can Help You Save Money
Automatic banking can help.

New Rules of Credit Card Points Etiquette
When to use your points.

How to Spot Financial Infidelity
Noticing the signs.

Wednesday’s need-to-know money news

Today’s top story: Buying home insurance after a wildfire starts. Also in the news: Why good credit might not be good enough for a mortgage, a quick quiz to test how you’re doing financially, and why Americans are more afraid of student debt than they are of Kim Jong Un.

Can You Buy Home Insurance After a Wildfire Starts?
It could be too late.

Want a Mortgage? Good Credit Might Not Be Good Enough
What else you might need.

How Are You Doing Financially? Take This Quick Quiz
How’d you do?

Americans are more terrified of student debt than North Korea’s Kim Jong Un
When your debt is scarier than a nuclear weapon.

Tuesday’s need-to-know money news

Today’s top story: 7 signs you’ve gone from frugal to cheap. Also in the news: 7 ways to avoid becoming a scary student loan statistic, following the lead of Millennials to save more for retirement, and retirement community fees that can be deducted as medical expenses.

7 Signs You’ve Gone From Frugal to Cheap
A slippery slope.

7 Ways to Avoid Becoming a Scary Student Loan Stat
Don’t become a statistic.

To Save More for Retirement, Follow These Millennials’ Lead

You can deduct these retirement community fees as medical expenses
Unexpected savings.