Wednesday’s need-to-know money news

Today’s top story: How debt settlement can make a bad money situation worse. Also in the news: Using an IRA as a legal, last-minute way to lower your taxes, 4 reasons why it’s smart to buy a used cell phone, and how to budget as a freelancer.

Debt Settlement Can Make a Bad Money Situation Worse
Not the perfect solution.

An IRA Is a Legal, Last-Minute Way to Lower Your Taxes
There’s still time for 2017 taxes.

4 Reasons It’s Smart to Buy a Used Cell Phone
Saving on new-to-you tech.

How to Budget as a Freelancer
Budgeting when income isn’t reliable.

Tuesday’s need-to-know money news

Today’s top story: 5 items that make any hotel room feel like home. Also in the news: 3 “tax-friendly” states that are anything but, the best thing you’ve done to get your finances in order, and 5 gas mileage myths that are wasting your money.

5 Items That Make Any Hotel Room Feel Like Home
You don’t have to feel like a stranger while on the road.

This Harsh Tax Can Make These 3 “Tax-Friendly” States Anything But
Nevada, Texas, and Washington.

What’s the Best Thing You’ve Done to Get Your Finances in Order?
Share your tips.

5 gas mileage myths that are wasting your money
You can leave the air conditioning on.

Friday’s need-to-know money news

Today’s top story: 12 African-American financial gurus to follow in 2018. Also in the news: 3 ways to screw up your investment portfolio, the fee for U.S. Passports is increasing, and watching out for fake car deals this Presidents’ Day Weekend.

12 African-American Financial Gurus to Follow in 2018
Learning from the pros.

3 Ways to Screw Up Your Investment Portfolio
What NOT to do.

Act Now Before the Fee for New U.S. Passports Increases
Make your changes soon.

Watch Out For Fake Car Deals This Presidents’ Day Weekend
Don’t get taken for a ride.

Thursday’s need-to-know money news

Today’s top story: Know how and when to thaw your credit. Also in the news: How to find lost 401(k) cash and other unclaimed money, why you should listen to money podcasts, and serious financial mistakes to avoid when getting engaged.

Don’t Be Frozen Out — Know How and When to Thaw Your Credit
Credit in the post-Equifax breach world.

How to Find Lost 401(k) Cash (and Other Unclaimed Money)
Reunite with your lost money.

Why You Should Listen to Money Podcasts
A few recommendations.

Getting engaged? Don’t make these serious financial mistakes
Starting off on the right foot.

Wednesday’s need-to-know money news

Today’s top story: Will your relationship last? Depends on your investment. Also in the news: How 12 Olympians pinched pennies to chase gold, your guide to buying life insurance on someone else, and the financial benefit of skipping Valentine’s Day.

Will Your Relationship Last? Depends on Your Investment
Putting in the time and effort.

How 12 Olympians Pinched Pennies to Chase Gold
Inspiring stories.

Your Guide to Buying Life Insurance on Someone Else
Not as evil as it sounds.

The Financial Benefit of Skipping Valentine’s Day
Consult your partner first.

You’re married, but your assets don’t have to be

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.

Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.

In my latest for the Associated Press, how to protect your assets in case the unthinkable happens.

Tuesday’s need-to-know money news

Today’s top story: Are these 5 things worth credit card debt?
Also in the news:
What Millennials should consider about life insurance, 5 gas-saving “tips” that don’t work, and what to tell high schoolers about money.

Are These 5 Things Worth Credit Card Debt?
Paying off your wedding on your 20th anniversary.

Life Insurance and Millennials — What to Consider Now
Looking and planning ahead.

These 5 Gas-Saving ‘Tips’ Don’t Work
You can leave the AC on.

What to Tell High Schoolers About Money
Thinking outside the box.

Monday’s need-to-know money news

Today’s top story: 4 blunders to avoid when doing your own taxes. Also in the news: What to do if your W-2 is missing, 6 key investing concepts, and why there’s no such thing as a dumb question when it comes to money.

Doing Your Own Taxes? Pros Say Avoid These 4 Blunders
Getting it right the first time.

What to Do If Your W-2 Is MIA
You have options.

6 Investing Key Concepts — in Plain English
Understanding the basics.

Don’t Let the Fear of Looking Stupid Lead to Money Mistakes
There’s no such thing as a dumb question.

Friday’s need-to-know money news

Today’s top story: 2018 US Olympians open up about their money struggles. Also in the news: Tax forms to know about before filing your return, how to keep your tax preparer from hating you, and 10 cities where taxpayers receive the fattest refund checks.

2018 US Olympians Open Up About Money Struggles
Star athletes paid very little.

Tax Forms to Know About Before Filing Your Return
The most popular forms, explained.

How to Keep Your Tax Preparer From Hating You
Come prepared.

10 cities where taxpayers receive the fattest refund checks
Did yours make the list?

Thursday’s need-to-know money news

Today’s top story: Why many consumers still #BankBlack. Also in the news: 3 reasons to choose a credit card over debit, how and why to use the Equifax free credit lock app, and how to review and dispute the salary data Equifax collects on you.

Here’s Why Many Still #BankBlack, Despite Fewer Options
Providing needed access.

3 Reasons to Choose a Credit Card Over Debit — and When Not To
Using your card strategically.

How and Why to Use the Equifax Free Credit Lock App
Locking your credit vs freezing it.

How to Review (and Dispute) the Salary Data Equifax Collects on You
Credit bureaus want your salary info.