Dear Liz: I’m 64 and have a master’s degree in education but can’t find a job. Is it too late to go back to school? I was thinking of majoring in occupational therapy.
Answer: It’s never too late to go back to school — but it is possible to spend too much doing so.
The good news is that occupational therapy is a fast-growing field with many job opportunities. The bad news is that you typically need a master’s degree to be an occupational therapist, and master’s programs (as you know) aren’t cheap.
Plus, your age is a factor to consider. Getting hired after 50 is tough, regardless of your field.
So rather than invest a ton of money in a master’s program — or, worse yet, borrow to fund this education — consider becoming an occupational therapy assistant. This field is relatively high paying and usually requires an associate’s degree, which you can get at a low-cost community college.
Before you begin, though, you should research the job opportunities in your area to make sure demand is high enough that your age will be less of a factor.