How to reset retirement plans to weather a downturn

The older the current bull market gets, the more stories you’re likely to read about how this is an awful time to retire.

Yes, we’re due for a correction that trims 20 percent or more from stock values. That could be a big problem for people taking withdrawals from investment portfolios, since market losses early in retirement increase the chances of running short of money.

The answer isn’t to cower in fear, but to plan for the inevitable downturns. In my latest for the Associated Press, actions to make your money last.

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