Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Why you should treat your savings like the government treats your taxes. Also in the news: The hidden costs of your shopping habits, a 12-month guide to staying on the right financial track, and how to optimize your student loans in the new year.

Treat Savings Like a Tax to Ensure You Do It
Government-style savings.

The Real Cost of Your Shopping Habits
“The road to bankruptcy is paved with good deals.”

Your 12-Month Guide to Staying on the Right Financial Track in 2015
Taking it month-by-month.

5 Ways to Optimize Your Student Loans in 2015
How to cut costs and pay them off sooner.

Does Everyone Need a Credit Card?
You’d be surprised.