Saving Money Category
The 50 Best Employers for Boomer Workers
The fifty best employers for those over fifty.
5 Methods for Setting Retirement Targets
Strategic planning to reach your retirement goals.
5 Tips for Parents On How to Be Good Financial Role Models
Being a good financial role model could save you from supporting your kids in their 20’s and beyond.
How to Negotiate Financial Aid With Your College
Everything is negotiable; even financial aid.
3 Moves to Make Your Retirement Almost Tax Free
How to pursue as much tax free retirement income as possible.
The 10 Commandments of Summer Travel
Thou shall follow these tips to keep your finances and identity safe this summer.
Sizzlin’ Summer Financial Reads
Feed your mind while working on your tan.
Which to Tackle First: High-Interest Debt or Small-Balance Debt?
The best methods for prioritizing your debt.
How I Found a Job After Graduation
Seven recent grads share their employment world successes.
Is Your Neighbor Hurting Your Home’s Value?
Bad neighbors can lead to bad home values.
How “alternative credit data” could help you get approved at lower rates.
Protecting you and your credit from cyber-theft.
Open Houses are not only a waste of time; they could be an open invitation to thieves.
From bag fees to charging to make reservations by phone, airlines are determined to squeeze as much money out of passengers as possible.
There’s money to be made in mutual funds, if you have the patience.
How to Save More Money This Month
Six ideas to help you get through June without breaking the bank.
No, You Shouldn’t Take Out the Largest Mortgage Possible
Don’t be tempted by still-low mortgage rates.
How to Give Your Finances a Summer Makeover
Ten tips on strengthening your finances over the summer months.
Nail Your Home Renovation Budget
How to ensure your home does not become a money pit.
How to Avoid a Summer Vacation Disaster
Don’t let your summer vacation turn into a summer nightmare.
Could there be a real solution to the student loan crisis?
Credit can be a helpful tool, but it also may make us “dumber, fatter, poorer.”
How to pay U.S. tax rates while living in your newly purchased English manor.
The home inspection could be the most important part of your potential sale.
There’s no way to completely protect yourself from identity theft, but here are some ways to boost your financial immune system.
Your Facebook status updates could soon be used to verify your financial state.
Experts debate the pros and cons of personal budgets.
Tips on how to break a lease as painlessly as possible.
How to stay cool without melting your wallet.
Small steps you can take to stay out of debt.
Tips on how to save money by not wasting food.
Gasoline, college tuition and…eggs?
Before walking down the aisle, find out where you both stand on past, present and future debt.
Advice on how to deal with parents’ compromised financial situations in a sensitive manner.
While holiday blackouts can make redeeming frequent flier miles difficult during the summer, there are still good deals to be had if you know where to look.
Identity thieves are targeting victims at their most vulnerable. Find out what you can do to protect yourself.
A novel approach to managing vacation time could allow you to purchase a day off or sell time you’re not going to use.
Meet the five common personal finance myths and how to avoid them.
The good news is that it’s not too late. The bad news is that it will be if you wait any longer.
The inconvenient costs of convenience checks, the effects of the sequester on the unemployed, how to save money by purchasing an energy efficient home, how to save your financial sanity when your kids move back home and why hurricane season means it’s time to check your auto insurance coverage.
The checks sent by your credit card company under the guise of convenience could lead to some very inconvenient fees.
The effects of sequestration mean 11% to 22% cuts for unemployment checks.
Purchasing an energy-efficient home could land you a larger mortgage and a lower interest rate under a Senate bill introduced with broad real estate industry support.
With over 13% of parents having a grown child living at home, it’s important to set financial ground rules in order to keep the peace.
Hurricanes damage hundreds of thousands of cars, but insurer rules prevent last-minute buying of coverage. Now is the time to review your policy.
Dear Liz: My spouse has tenure at a university. Given that one of us will always be employed, should we change the way we look at the amount of money we keep in an emergency fund or our risk tolerance for investments?
Answer: Even tenured professors can get fired or laid off. Tenure was designed to protect academic freedom, but professors can lose their jobs because of serious misconduct, incompetence or economic cutbacks, such as when a department is eliminated or a whole university is closed. About 2% of tenured faculty are dismissed in a typical year, according to the National Education Assn.’s Higher Education Department.
That’s more job security than in most occupations, of course. Your spouse also may have access to a defined benefit pension, which would give him or her a guaranteed income stream in retirement. Those factors mean you reasonably can take more risk with your other investments.
As for your emergency fund, you may be fine with savings equal to three months of expenses. But consider that if your spouse were to be dismissed, he or she probably would have a tough time finding an equivalent position. If the institution starts having financial difficulties or if there is any reason to suspect that he or she could be dismissed, a fatter fund could come in handy.