Tuesday’s need-to-know money news

Champagne glassesFinancial survival tips for before the wedding and after the marriage ends, freedom from credit card debt, and beating the retirement clock.

Engaged? You Might Need Money Therapy
Things you should know before you walk down the aisle.

How Does Divorce Affect Bankruptcy and Mortgage
Things you should know for when the walk down the aisle fails.

Declare Your Independence From Credit Card Debt
Life, liberty and the pursuit of zero debt.

How to Get Help From a Student Loan Mediator
Student loan battles don’t have to be fought alone.
What to Do When You Haven’t Saved Enough for Retirement
How to get by when time isn’t on your side.

Estate taxes no longer a worry for most people

Dear Liz: My father passed away two years ago and my mother recently died as well. I will be getting about $50,000 from the sale of their house. Everyone tells me the tax on this will be very high, so I need advice about how not to give my parents’ money to the government. Their grandchildren should be able to see a legacy of their grandparents.

Answer: You need to stop listening to “everyone,” since these people clearly don’t know what they’re talking about.

You have to be pretty rich to worry about estate taxes these days. The money you inherit wouldn’t be subject to federal estate taxes unless your parents’ estates exceeded the federal exemption limit (which is currently more than $5 million per person). Some states have lower limits and a few have “inheritance taxes,” which base the tax rate on who is inheriting (spouses are typically exempt, and lineal descendants such as children pay a lower rate than others).

The vast majority of inheritors, however, won’t face any of these taxes. You should check with a tax pro, but chances are good your inheritance won’t incur a tax bill and you’ll be able to pass the entire amount along to your children without taxes as well if you wish.

Friday’s need-to-know money news

HertzThe best place to rent a car for your summer road trip, six surprises that could ruin your retirement and how baby boomers can keep their identities safe both online and off.

The Best Car Rental Agency in America
Before you hit the road this summer, find out who has the best rental policies.

Insider Shopping Tips From a Grocery Store Cashier
How to get more for your dollar at the supermarket.

Don’t Let These Six Surprises Ruin Your Retirement
Rule No. 1: Expect the Unexpected

Homeowner Tax Breaks Not as Great as You Think
Tax breaks always sound good, but they don’t always pay off.

How Boomers Can Keep Their Identities Safe
Simple tips to protect your identity.

Monday’s need-to-know money news

The hackerProtecting your finances online, helping your kids build their credit and when to start saving for retirement.

FBI Warns of New ‘Wire Transfer’ Scheme
How to keep your money safe from internet thieves.

How to Dispute a Credit Card Charge
The easiest ways to get your money back.

How Young People Can Begin to Build Credit
Sharing your credit could just be the best way to start.

7 Retirement Decisions that Affect the Rest of Your Life
When you start saving could make the difference forty years down the line.

Friday’s need-to-know money news

Leader of business teamThe best places to work when you’re over 50, how not to support your kids for the rest of your life and tips on retiring almost tax free.

The 50 Best Employers for Boomer Workers
The fifty best employers for those over fifty.

5 Methods for Setting Retirement Targets
Strategic planning to reach your retirement goals.

5 Tips for Parents On How to Be Good Financial Role Models
Being a good financial role model could save you from supporting your kids in their 20’s and beyond.

How to Negotiate Financial Aid With Your College
Everything is negotiable; even financial aid.

3 Moves to Make Your Retirement Almost Tax Free
How to pursue as much tax free retirement income as possible.

Thursday’s need-to-know money news

iStock_000013037442XSmallProtecting your finances while on the road this summer, prioritizing your debt and how to find a job after graduation.

The 10 Commandments of Summer Travel
Thou shall follow these tips to keep your finances and identity safe this summer.

Sizzlin’ Summer Financial Reads
Feed your mind while working on your tan.

Which to Tackle First: High-Interest Debt or Small-Balance Debt?
The best methods for prioritizing your debt.

How I Found a Job After Graduation
Seven recent grads share their employment world successes.

Is Your Neighbor Hurting Your Home’s Value?
Bad neighbors can lead to bad home values.

Wednesday’s need-to-know money news

Passenger airplane landing on runway in airport.The myth of open houses, the credit report you never knew about and how to avoid being squeezed by airlines.

The Credit Report You Haven’t Seen Yet

How “alternative credit data” could help you get approved at lower rates.

Cyber-thieves: More Tips on How to Protect Yourself From Credit Card Theft

Protecting you and your credit from cyber-theft.

Are Open Houses a Waste of Sellers’ Time?

Open Houses are not only a waste of time; they could be an open invitation to thieves.

The Worst Fee-Greedy Airlines

From bag fees to charging to make reservations by phone, airlines are determined to squeeze as much money out of passengers as possible.

When to Buy a Mutual Fund

There’s money to be made in mutual funds, if you have the patience.

Tuesday’s need-to-know money news

Handsome man in garageTips on summer finances, the dangers of excessive mortgages and how not to turn your home into a money pit.

How to Save More Money This Month
Six ideas to help you get through June without breaking the bank.

No, You Shouldn’t Take Out the Largest Mortgage Possible
Don’t be tempted by still-low mortgage rates.

How to Give Your Finances a Summer Makeover
Ten tips on strengthening your finances over the summer months.

Nail Your Home Renovation Budget
How to ensure your home does not become a money pit.

How to Avoid a Summer Vacation Disaster
Don’t let your summer vacation turn into a summer nightmare.

Monday’s need-to-know money news

collegeWhat to watch out for with credit cards, when you need to pay U.S. taxes and a possible light at the end of the student loan tunnel.

How to Stop a Neverending Student Loan Nightmare

Could there be a real solution to the student loan crisis?

The Case Against Credit Cards: Overspending, Obesity, Inequality

Credit can be a helpful tool, but it also may make us “dumber, fatter, poorer.”

Living Abroad? Your ‘Tax Home’ Could Still Be U.S.

How to pay U.S. tax rates while living in your newly purchased English manor.

How to Get the Most Value From Your Home Inspection

The home inspection could be the most important part of your potential sale.

Friday’s need-to-know money news

The hackerBanks are watching your Facebook account, escaping a lease, and keeping your cool.

The Identity Theft Flu: 5 Ways to Stay Healthy

There’s no way to completely protect yourself from identity theft, but here are some ways to boost your financial immune system.

Using Social Media to Stop Online Payment Fraud

Your Facebook status updates could soon be used to verify your financial state.

Is Creating a Personal Budget a Good Idea?

Experts debate the pros and cons of personal budgets.

When and How to Break a Lease

Tips on how to break a lease as painlessly as possible.

Smart Ways to Slash Your Summer Bills

How to stay  cool without melting your wallet.