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If you are actively house shopping for an imminent purchase, then you could consider waiting to pay off the loan. Mostly because you want to keep the cash on hand for the down payment. (Though if you’re close to the end, paying off the loan could help more.)
Other than that one, specific scenario – 10% is too much interest to pay just to potentially help your credit score.
When I was young and naive, I strung a $200 charge over two years at double digit interest because I thought it would help my credit. Don’t make my mistake