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Retire your toxic debt. Toxic debt (credit card balances, payday loans, bounce fees at banks) is a sign you’re living beyond your means, viagra oral jelly online without prescription. It’s toxic because the interest you pay eats away at your finances like acid, order viagra oral jelly no prescription. Buy discount viagra oral jelly online, Ideally, you would have all your toxic debt paid off before you become a one-income family, no prescription viagra oral jelly, Cheap viagra oral jelly pill, or at least be well on your way. If your toxic debt is still growing, buy no rx viagra oral jelly, Viagra oral jelly purchase, you’re not ready to do without that second income.

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Slash expenses now. Better days may be just around the corner, but your finances could be in a shambles by then. What you used to be able to afford is irrelevant--getting your current expenses below your current income is what counts, viagra oral jelly online without prescription. Check out the 50-30-20 budget calculator if you need help figuring out a sustainable spending plan.

Get help if you need it. If your income isn’t high enough to cover the basics, read Donna Freedman’s excellent guide, “Swallow your pride—and seek aid.”

3. Whether your one-income status is voluntarily or not:

Don’t let your job skills deteriorate. If you're the one not working, stay in touch with your old colleagues, reach out to new people in your field and take classes if necessary to add to your skills. Use LinkedIn or other professional networking sites.

Viagra oral jelly online without prescription, Keep saving for retirement. Unlike cable TV and dining out, retirement savings aren’t really optional and shouldn’t be on the chopping block. Putting off or reducing retirement savings can lead to a dramatically smaller nest egg. You’ll get to retirement age faster than you think, and you don’t want to be both old and broke. It’s good to have at least some retirement savings in your own name, and you can contribute to an IRA even if you’re not working (as long as your spouse is).

Take advantage of great Web resources. There are a fleet of stay-at-home parents who are blogging about their experience and sharing great tips. Start with The Centsible Life by Kelly Whalen, the blogger whose question about whether I had some tips prompted me to write this. Other good pieces to read include:

Our one-income family (from the Dollar Stretcher)

9 tips for going to one income (from PTMoney)

How to live on one income (from Frugal Dad).