http://asklizweston.com/2009/12/28/when-you-can-skip-rental-car-insurance/ Personal Finance Columnist Thu, 09 Feb 2012 03:37:26 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://asklizweston.com/2009/12/28/when-you-can-skip-rental-car-insurance/comment-page-1/#comment-978 lizweston Fri, 08 Jan 2010 22:56:19 +0000 http://asklizweston.com/?p=1667#comment-978 Thanks for the suggestion. My Amex benefits statement is pretty clear about coverage and exclusions, but I haven't had your experience of having to rely on it. Thanks for the suggestion. My Amex benefits statement is pretty clear about coverage and exclusions, but I haven’t had your experience of having to rely on it.

]]> http://asklizweston.com/2009/12/28/when-you-can-skip-rental-car-insurance/comment-page-1/#comment-977 Richard Fri, 08 Jan 2010 22:15:44 +0000 http://asklizweston.com/?p=1667#comment-977 As someone who declined the rental company coverage and instead relied on my American Express card-as Amex encourages cardholders to do--let me warn that it took five months and many anxious moments (and a $22,000 bill form Avis) to resolve a stolen car when the facts of the matter were clearcut. Reading the Amex benefits fine print fails to reveal much pertinent information, such as what the the coverage actually covers and how much it is (up to $50,000). I would suggest trying the little-known flat-rate Premium Car Rental Protection available from AMEX Assurance--up to 42 days of PRIMARY coverage for a flat rate of $17.95 ($24.95 if you're not in California). As someone who declined the rental company coverage and instead relied on my American Express card-as Amex encourages cardholders to do–let me warn that it took five months and many anxious moments (and a $22,000 bill form Avis) to resolve a stolen car when the facts of the matter were clearcut. Reading the Amex benefits fine print fails to reveal much pertinent information, such as what the the coverage actually covers and how much it is (up to $50,000). I would suggest trying the little-known flat-rate Premium Car Rental Protection available from AMEX Assurance–up to 42 days of PRIMARY coverage for a flat rate of $17.95 ($24.95 if you’re not in California).

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