Dear Liz: You once said in a column that employers sometimes check your credit report but that they had to let you know if that was a factor in denying you a job. I think employers routinely check credit reports and don’t say anything to you about it.
I have two masters’ degrees but am having trouble finding employment, and I think it’s due to my credit, which is in the toilet at the moment. I don’t see my situation getting any better unless I can get a job commensurate with my education and skills so I can start to repair things.
Any ideas?
Answer: You’re assuming employers are a lot more interested in you than they probably are.
It’s possible an employer would break the law by pulling your credit without your written consent.
But with unemployment as high as it is — there are currently about six unemployed workers for each job opening, according to the U.S. Department of Labor — it’s far more likely that your applications are among the many that employers are simply ignoring.
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