Flexeril Online Without Prescription » Buy Online, No RX (Prescription) Required! http://asklizweston.com/2009/12/11/congresswoman-to-experian-sell-consumers-their-ficos/ Personal Finance Columnist Tue, 22 May 2012 17:44:58 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Flexeril Online Without Prescription » Buy Online, No RX (Prescription) Required! http://asklizweston.com/2009/12/11/congresswoman-to-experian-sell-consumers-their-ficos/comment-page-1/#comment-853 Andy M Sat, 12 Dec 2009 18:47:26 +0000 http://asklizweston.com/?p=1628#comment-853 Thank goodness. It's about time. I was hoping this would make an appearance in the regulatory reform package. It's like something out of Kafka to have a credit score floating around which you are never allowed to see, but which your lender can. Most lenders take the middle score of the three, so when I bought a house a couple months ago, all I could deduce before approaching the lender was that the score they would use would be somewhere between my Transunion score and my Equifax score. That was a pretty big range. Really, I'm not sure what Experian was thinking when they decided to do this. They knew full well that tighter regulation of the financial system was going to come before Congress this year, so a decision like that was almost like begging Congress to regulate their industry. Well, they got their wish! Thank goodness. It’s about time. I was hoping this would make an appearance in the regulatory reform package. It’s like something out of Kafka to have a credit score floating around which you are never allowed to see, but which your lender can.

Most lenders take the middle score of the three, so when I bought a house a couple months ago, all I could deduce before approaching the lender was that the score they would use would be somewhere between my Transunion score and my Equifax score. That was a pretty big range.

Really, I’m not sure what Experian was thinking when they decided to do this. They knew full well that tighter regulation of the financial system was going to come before Congress this year, so a decision like that was almost like begging Congress to regulate their industry. Well, they got their wish!

]]> Flexeril Online Without Prescription » Buy Online, No RX (Prescription) Required! http://asklizweston.com/2009/12/11/congresswoman-to-experian-sell-consumers-their-ficos/comment-page-1/#comment-848 lizweston Fri, 11 Dec 2009 22:18:06 +0000 http://asklizweston.com/?p=1628#comment-848 Interestingly, the company that created the leading FICO score is in favor of consumers getting free FICOs once a year. It's the credit bureaus that hate the idea. Interestingly, the company that created the leading FICO score is in favor of consumers getting free FICOs once a year. It’s the credit bureaus that hate the idea.

]]> Flexeril Online Without Prescription » Buy Online, No RX (Prescription) Required! http://asklizweston.com/2009/12/11/congresswoman-to-experian-sell-consumers-their-ficos/comment-page-1/#comment-847 Bluezette Fri, 11 Dec 2009 18:13:32 +0000 http://asklizweston.com/?p=1628#comment-847 All the bureaus should be required to give us at least one free score per year. They take my information without my permission, make money from selling it and on top of that they charge me to get my own information? They should be paying me. All the bureaus should be required to give us at least one free score per year. They take my information without my permission, make money from selling it and on top of that they charge me to get my own information? They should be paying me.

]]>