5 ways to kill your credit score

FICO finally parted the curtains enough to show us how much effect certain actions–late pays, maxing out, debt settlement, bankruptcy and foreclosure–can have on credit scores. You can see my column about this at MSN Money (CLICK HERE), but here’s a taste:

	Prior score:
	680	780
Maxed-out card	650-670	735-755
30-day late payment	600-620	670-690
Settling debt	615-635	655-675
Foreclosure	575-595	620-640
Bankruptcy	530-550	540-560