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Dear Liz: I'm a financial planner who liked your answer to the dad who wanted to fund his children's IRAs but was shocked to see your recommendation (though with caveats) to purchase annuities. Crestor without prescription, I can't imagine annuities would be suitable for children under any circumstances. Buy crestor on line, Only under the best possible scenario of assumptions would an investment in an annuity (even a low-cost annuity) beat a reasonably tax-efficient mutual fund over any time period.

As long as money withdrawn from an annuity remains taxable as ordinary income, buy crestor internet, Discount crestor, and as long as ordinary income tax rates are measurably higher than capital gains rates, this will be the case, canadian crestor. Buy crestor no rx, I fear that brokers will be handing out your article as a tool to sell annuities for kids. To get an endorsement from someone of your reputation has probably helped some of them make this week's sales goals, buying crestor. Let's hope not, crestor without prescription. Order no rx crestor, Answer: Let's hope not, indeed, crestor no rx required. Crestor buy, Annuities tend to have high costs and do just one thing efficiently: turn capital gains that would otherwise qualify for low tax rates into ordinary income, which is taxed at a much higher rate, cheap crestor in canada. Cheap crestor from uk, Most investors would, as you point out, crestor malaysia, Discount crestor without prescription, be much better off investing in index funds or other tax-efficient mutual funds.

However, crestor online cheap, Low price crestor, annuities have one advantage that might appeal to this dad: They're typically not counted in financial aid formulas, according to FinAid.org founder Mark Kantrowitz, approved crestor pharmacy, Buy crestor on internet, because they're considered retirement accounts. If the children don't have enough earned income to fund IRAs, find crestor no prescription required, Buy crestor, annuities would allow him to start saving for their retirements without having to worry about reducing their future aid packages.

This advantage may not outweigh all the disadvantages of annuities, crestor internet. But it's something the dad should know about as he's mulling over his options.